Are You Thinking About
Filing for Bankruptcy?

Layoffs, illness, divorce – oh my! Regardless of how carefully you might have planned, some financial challenges are virtually impossible to overcome. Bankruptcy might provide a second chance for a consumer with unbearable debt and an inability to pay.

Bankruptcy is a last resort legal protection that was designed to assist debtors in absolving overwhelming credit card debt, medical bills, and loans. Since taxes and student loans are ineligible from bankruptcy claims, some smart planning will be necessary to get – and keep – out of debt.

Each bankruptcy case is examined for merit by a judge to determine assets and outstanding obligations. If you have assets available for liquidation, you could be denied, as you accrued debt while fully aware that you would be unable to repay it. Stop using your credit cards completely once you've filed for bankruptcy protection.

A bankruptcy judgment could remain on your credit report for up to 10 years and it can be difficult to rebuild your credit afterward. Still, if you're at end of your rope, bankruptcy can also become a welcomed fresh start.

Bankruptcy is rarely the only way of escape from credit card debt. However, whether debt settlement or personal bankruptcy, if you have over $10,000 dollars in credit card debt, we can assist you in becoming debt free and living the life you seek. Start here